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TOO Hot To Handle couple Harry and Francesca lost a whopping $20,000 from the prize fund after having secret sex – leaving their co-stars furious.

The retreat’s ‘accountant’ Kelz branded it “ridiculous” while Harry stood by his decision to take his relationship with Francesca to the next level.

 The couple lost $20,000 by having sex
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The couple lost $20,000 by having sex
 Kelz wasn't impressed
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Kelz wasn't impressed

After discovering the news, Kelz said: “It’s becoming ridiculous to be honest."

Bryce added: “$20,000 is a heavy price. At this point we’re not going to have any money left.”

Harry and Francesca were set the ultimate test by the show’s cone robot, Lana, to spend a night alone together in the villa’s private suite without getting intimate.

She told them it was a reward for not being tempted by the new arrivals, which proved they’d managed to deepen their connection.

But Lana reminded them that the show’s sex ban was still in place and that they would lose more money from the prize fund - which stood at $75,000 - if they were to get frisky in any form.

“Sharing a bed with Francesca is a big temptation,” six-foot-five Aussie Harry said before they entered the suite. “But I think I need to do it to grow.”

Meanwhile, the rest of the cast were convinced the pair would break the rules.

“They’re probably going to blow dough though,” Kelz moaned. “The thing is, I’m paying for a room I never get to use!”

 Harry and Fran came clean to the group
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Harry and Fran came clean to the group

Newcomer Bryce also feared the worst.

“Harry has been really eager to get into a private situation with Francesca,” he said. “I think we’re looking at the max deduction.”

Francesca and Harry later confessed that they had gone all the way and joked that the expected the prize fund would probably be down to zero.

When the couple returned to the group, they both came clean and said the sex had brought them much closer together.

But their revelation didn’t sit well with everyone – nor the show’s viewers.

One wrote: “I’m not even mad at Kelz at all. The face he made after that 20k fine. I was fuming as well.”

Harry showed little remorse about breaking the show's golden rule.

“Francesca is priceless to me, so $20,000 doesn’t mean s**t,” he said.

 The singles must avoid kissing and sex
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The singles must avoid kissing and sex
 The contestants weren't impressed to learn they'd lost $20,000 from the prize fund
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The contestants weren't impressed to learn they'd lost $20,000 from the prize fund
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