Sinister AI bot steals your log-ins with eerie phone call – simple list of rules saves you from becoming instant victim

AI BOTS are stealing victims’ log-ins by tricking them with fake information and spoofing banks.

But there are simple ways you can protect yourself from these evil scammers.

Two-factor authentication (2FA) which provide one-time passwords are usually regarded as a safe way to protect against phishing and theft.

But, they are "not a magic bullet," warned anti-virus experts .

"Even with 2FA, personal accounts remain vulnerable to one-time password bots," it added.

"Sites usually send a verification code in the form of a text, email, push notification, instant message, or even a voice call.

"The code can be generated in a special app directly on the user’s device, although, sadly, few people bother to install and configure an authenticator app."

ONE-TIME PASSWORD BOTS

These AI bots pretend to be legitimate organizations including banks to make their victim reveal a one-time password (OTP).

Firstly, they steal the victim’s login credentials — including a password.

The AI bot then calls the unsuspecting victim to get their OTP.

The crafty way this is achieved is with a pre-recorded social engineering script.

"The unsuspecting victim keys in the code right there on their phone during the call; the code is relayed to the attacker’s Telegram bot [and] the scammer gains access to the victim’s account," said Kaspersky.

HOW AI BOTS START

Fraudsters launch their AI bot scams by initially buying a subscription in crypto which costs about $420 a week.

The bots are given the intended victim’s name, number, and banking details.