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BILLIONS of Android, iPhone and Gmail users have been warned to be wary of messages sent by scammers posing as their bank.

Bogus emails and text messages are flooding into inboxes as con artists take advantage of the digital world to clear out accounts.

Scammers are sending out bogus emails and texts to gain access to bank accounts
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Scammers are sending out bogus emails and texts to gain access to bank accounts

People often receive correspondence that appears to look legitimate, before being duped into handing over their details.

An IT security company has now urged tech users to learn the signs of dangerous messages to avoid losing their life savings.

explained there has been an influx of fraudsters targeting unsuspecting victims with fake texts and emails.

Although bank swindles can come in a variety of forms, these phishing methods seem to have become the most popular.

Phishing is where a crook poses as an official organization or trusted contact to trick you.

They typically aim to either steal your money – or get enough of your info to defraud you or sell on for profit.

Scammers can also use the data to commit identity theft as well as a string of other illicit activities.

Trend Micro warned that these phishing scams will usually claim there is a problem with your account, such as lost funds.

Other examples of fake issues include accounts being locked or requests to verify unusual activity on your card.

These classic phishing scams tend to seem threatening and urgent to the receiver.

This prompts panic from the person who has been sent the email - with scammers hoping they will rush to click the dodgy link attached.

The tech firm warned swindlers have become "very clever and cunning" when producing highly convincing copycats of legit banking websites.

People then enter their details into the shady sites, unwittingly handing over personal and financial information to con artists.

So instead of rushing to resolve the alleged issue, make sure you triple-check it is genuine.

It is best to contact your bank directly and verify the authenticity of any alleged issues before submitting any private info online.

Don't use the contact details listed in the email or text, as they may be fraudulent.

The red flag to look out for is messages asking for sensitive information accompanied by suspicious links.

It comes after iPhone, Android, Gmail and Outlook users people were warned of three other worrying scams.

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This involves fake shipment notifications, sham online surveys for shoppers and phony Amazon alerts.

And phone carrier AT&T also told customers to be cautious of phishing emails that can drain their bank.

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