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PAYING A PREMIUM

These are the job titles that mean you pay the most for car insurance – is yours on the list?

THE jobs that attract the highest insurance premiums have been revealed as part of a study.

It also found that in most cases electric car insurance is much higher than that of petrol and diesel models.

Chefs pay the most for their car insurance according to a recent study
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Chefs pay the most for their car insurance according to a recent study

The study is conducted by car and van leasing firm every year.

It uses a consistent average driver criterion to analyse insurance quotes, with the only changing variable being the job description.

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It found that chefs, social workers, and tradespeople will pay the most for car insurance in 2023.

Chefs will get the worst deal, with their car insurance costing an average of £474.08 in 2023.

READ MORE ON CAR INSURANCE

However, customer-service-facing roles are hit as a whole, as bar staff and sales assistants are both second (along with social workers and traders) – with the average insurance premium costing £474.14 for the year.

In third place are firefighters and trainers, who should expect to pay an average of £473.33.

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For trainers, this is £20 cheaper than last year however, it’s considerably more expensive than what firefighters paid last year - £44.67.

With an expected annual insurance premium of £459.65, nurses and journalists will have the fourth-highest car insurance premium in 2023.

For journalists, this is £22 more expensive than last year but £47 cheaper for nurses.

On average, Vanarama’s study found that EV drivers will pay £74 more per year for car insurance than if they were driving the average petrol or diesel, a VW Golf.

However, with fuel prices yet to come down from their near-£2-per-litre rate, the savings on driving an electric car could narrow the deficit.

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