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Starling Bank launches current accounts for teens aged 16- to 18-years-old

TEENS can now open a current account with app-based bank Starling.

The digital-only bank has lowered the age of who can open an account from 18 to 16-years-old.

 Starling Bank has lowered the age limit of someone who can open a current account
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Starling Bank has lowered the age limit of someone who can open a current accountCredit: Starling

It is following in the steps of competitor Monzo which announced its new teen account earlier this month.

Starling's young person's account can be used with Apple Pay, FitBit Pay, Garmin Pay, Google Pay, Samsung Pay.

They'll get all the same rights as an adult Starling user apart from access to overdrafts and loans.

It takes five minutes to open an account but you'll need to provide a selfie first for security reasons.

Best current accounts for teenagers

THESE are just some of the best bank accounts of offer for teenagers, according to comparison website Money.co.uk:

  • Metro Bank Cash Account, 11- to 17-year-olds, 0 per cent AER
  • Bank of Ireland Student Account, 11- to 19-year-olds, 0.1 per cent AER
  • Bank of Scotland Under 19s Account, 11- to 18-year-olds, 1.5 per cent AER on up to £2,499
  • Lloyds Bank Under 19s Account, 11- to 18-year-old, 1.5 per cent AER on up to £2,499
  • NatWest Adapt Account, 11- to 18-year-old, 1 per cent AER

As soon as you've opened an account, you can start using it to transfer funds and pay for your shopping.

Customers will need to download the app, which is designed to track your spending to help you budget, as well as letting you set goals to encourage you to save.

The bank has also announced that Starling users can now transfer money to each other if they're standing close by.

The new service uses Google Nearby technology to find other users who are in the close vicinity.

You can then make quick payments to them rather than manually filling out their bank details.

Top boss at Starling, Anne Boden, said: "It is never too early for people to learn about effective money management, so by offering our award winning current account to 16 and 17-year-olds we are looking to develop a new financially fit generation."

Parents can start saving for their children by tucking away a bit of cash every month which will go towards their future.

These are the best children's savings accounts that will give you up to 4.5 per cent interest.

Last month, Starling made some radical changes to its debit cards - and it could help protect you against fraud.


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