The 10 freebies and discounts worth up to £70k you can get on PIP benefits in October
MILLIONS of people claiming the Personal Independence Payout (PIP) benefit are eligible for extra freebies and discounts.
Those who claim PIP for help with long-term health conditions and disabilities could be missing out on extra advantages which come with the benefit.
PIP is an important benefit for adults aged 16 and over who have not reached state pension age (66) and is made up of two parts.
One is to help with day-to-day tasks and the other is to help with mobility for those who need help getting around.
And whether you are able to claim both depends on your disability and how it affects you.
The amount you can get within these brackets also differs depending on your individual circumstance.
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Payments are issued every four weeks.
In April, payments for the daily living component increased from £101.75 to £108.55 for enhanced and £68.10 to £72.65 for standard.
The mobility component also rose from £71 to £75.75 for enhanced, and £26.09 to £28.70 for standard.
If you get both parts, you can receive a maximum of £184.30 every 4 weeks - which is nearly £10,000 a year.
Eligible applicants must have lived in England, Scotland or Wales for at least two of the last three years, and currently living in one of these countries.
Whereas the process is different if you're from Northern Ireland, you live abroad, or you're not a British citizen.
Health professionals assess the claimant to work out the level of financial help needed to support the mental or physical disability.
Then payments are made every four weeks into the individual's bank account, tax-free.
Here are 10 freebies you can also get if you claim the PIP benefit. It could be worth thousands of pounds extra a year, but of course the exact amount can vary depending on your circumstances.
Council tax discounts - £2,171 average
People who claim benefits can apply on the Government website for a council tax reduction.
This means if you're either the daily living or mobility part of PIP you could get money off your council tax bill.
Some claimants are eligible for as much as a full discount.
Though the amount will vary depending on where you live and how much of the benefit you receive.
The average Band D council tax set by local authorities in England for the 2024/25 financial year is £2,171 - meaning this much could be saved if you got a full discount.
In order to find out if you are eligible, contact your local authority, and they will seek a PIP letter as evidence.
Reportedly around 2.8 million people don't take advantage of the council tax discount, meaning £2.7 billion goes unclaimed each year.
Blue badge - £3,800 average
With a blue badge, those with disabilities can claim exemption from certain parking restrictions and take advantage of designated parking spaces.
The spaces usually offer more room to the individual and are located closer to store entrances.
Blue badge holders can park on single or double lines for up to three hours as long as there are no loading or unloading restrictions.
They can also get free or discounted on-street parking.
According to Just Park, Brits spend £3,800 on parking on average each year.
Which means PIP claimants could be saving this much with their blue badge.
The blue badge must be visible to others and displayed on the windscreen of your car.
Those who qualify for a blue badge receive one of the following benefits:
- Disability living allowance
- War Pensioners' Mobility Supplement
- Received a lump sum payment as part of the Armed Forces compensation scheme (tariffs 1 to 8)
Anyone with a limited ability to walk, a disability in their arms, or who are registered blind are eligible for the badge.
To apply, you must submit PIP evidence to your council - however they usually charge a fee up to £10.
Benefit boost - £7,334.40
Individuals on PIP as well as one of a number of other benefits can claim a premium - which is an extra benefit top up.
You can claim a boost if you're receiving one of the following alongside PIP:
- Housing Benefit
- Jobseeker’s Allowance
- Income Support
- Working Tax Credit
- Employment and Support Allowance - but only if you get the PIP daily living component
- Pension Credit - but only if you get the PIP daily living component
If eligible, you could get either:
- £39.85 a week for a single person (disability premium)
- £56.80 a week for a couple (disability premium)
- £76.40 a week for a single person (severe disability premium)
- £152.80 a week if you’re in a couple and are both eligible (severe disability premium)
- £19.55 a week for a single person (enhanced disability premium)
- £27.90 a week if you’re in a couple and at least one of you is eligible (enhanced disability premium)
This means with the maximum amount, you could claim up to £7,945.60 annually.
The top up can happen automatically - or, if you haven't received it when you should have, you should get in touch with the department in charge of handling your benefits.
This will either be HMRC or the Department for Work and Pensions, and they will likely ask for proof of your PIP letter.
Go to Gov.uk and use the Benefits Calculator to check your eligibility.
Capped water bills - £1,053
If you are claiming PIP, you could also benefit from a water bill cap thanks to the WaterSure scheme.
This means your bill could be capped, so you're paying less than others in your area.
Claimants must be on a water meter or be waiting to have one installed, and they should also be able to prove that their disability causes them to use more water than an average household.
According to WaterSure, the average water bill a household pays annually is currently £471.
This means your bill will be capped at this amount if you are claiming PIP.
However, according to Martin Lewis, one person was refunded £1,053 through the scheme.
This scheme applies to households in England only, and they should apply by contacting their water supplier via its phone line or website.
Paperwork should then be sent to DVLA, Swansea, SA99 1BF.
Motability Scheme - £23,760
The Motability Scheme is designed to allow PIP claimants to lease a car for their specific needs.
There are over 2,000 cars to choose from and insurance, tax and servicing are all sorted within the lease.
This is for people on the higher rate of the mobility component on PIP, and who also have at least 12 months remaining on their allowance.
Car rental costs around £66 a day on average in London, which could typically amount to a whopping £23,760 over the year - a considerable save.
Go to motability.co.uk for information on how to apply.
Free prescriptions - £115.80
If you are claiming PIP and have a certain qualifying illness, you could get your NHS prescriptions for free.
The prescription charge is £9.65 which means you could save £115.80 a year.
The full list of disabilities are available on the NHS website, and include cancer diabetes and epilsepsy.
Claimants must provide a medical exemption ticket (MedEx) which you can get online if you ask your GP for a signed FP92A form.
Disabled person's railcard - £113
According to National Rail, adults with a disability can get a third off of travel with a Disabled Persons Railcard.
This means you could claim an average annual savings of up to £113, says the group.
With your PIP award letter, you can apply on National Rail's website.
Entitledto's determines whether you qualify for various benefits, tax credit and Universal Credit.
MoneySavingExpert.com and charity StepChange both have benefits tools powered by Entitledto's data.
You can use to determine which benefits you could receive and how much cash you'll have left over each month after paying for housing costs.
Your exact entitlement will only be clear when you make a claim, but calculators can indicate what you might be eligible for.
Discounted days out - £144
Many attractions offer discounted prices to those who can show they are on PIP or have a blue badge.
National Trust and English Heritage offer free entry to a person and their carer through the Essential Compassion Card.
An annual pass for these sites usually costs £72 a year, meaning you could save a combined £144 with your carer also entering free.
Discounts can also extend to cinema, theatre and art gallery visits, as well as the additional bonus of reduced bus and train travel.
To browse which discounts you can get, disability charity Scope offer a of what's on offer.
Disabled facilities grant - £30,000
PIP provides useful evidence for those wishing to apply for a Disabled Facilities Grant.
This is a grant which allows you to rework your home to suit the needs of your disability.
For example, bar handles for bathrooms or ramps for wheelchair access.
When you claim, you'll need:
- Your contact details
- Date of birth
- National Insurance number
- Bank or building society account number and sort code
- Your doctor or health worker’s name, address and telephone number
- Dates and addresses for any time you’ve spent abroad, in a care home or hospital
Someone else can call on your behalf, but you’ll need to be with them when they call.
You'll then be sent a form to fill in, after which you'll be invited for an assessment or your health or social care worker will be asked for information.
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After this, you'll be sent a letter telling you if your claim has been successful.
You can find out more on the government's website.
What is PIP?
HOUSEHOLDS suffering from a long-term illness, disability or mental health condition can get extra help through personal independence payments (PIP).
The maximum you can receive from the Government benefit is £172.75 a week.
PIP is for those over 16 and under the state pension age, currently 66.
Crucially, you must also have a health condition or disability where you either have had difficulties with daily living or getting around - or both- for three months, and you expect these difficulties to continue for at least nine months (unless you're terminally ill with less than 12 months to live).
You can also claim PIP if you're in or out of work and if you're already getting limited capability for work and work-related activity (LCWRA) payments if you claim Universal Credit.
PIP is made up of two parts and whether you get one or both of these depends on how severely your condition affects you.
You may get the mobility part of PIP if you need help going out or moving around. The weekly rate for this is either £26.90 or £71.
While on the daily living part of PIP, the weekly rate is either £68.10 or £101.75 - and you could get both elements, so up to £172.75 in total.
You can claim PIP at the same time as other benefits, except the armed forces independence payment.
Make a claim by calling the Department for Work and Pensions (DWP) on 0800 917 2222.
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