Martin Lewis’ MSE reveals ‘cheapest ever’ phone bill as millions overpay – can you save £100s?
Martin Lewis' MSE has revealed the 'cheapest' ever mobile phone deal.
The recent MoneySavingExpert.com (MSE) newsletter lists the top mobile phone deals that could save you £100s on your bill.
In the newsletter, it explains that if you are out of contract and still paying the original monthly tariff for your mobile phone bill you could be paying over the odds.
It goes on to list four sim-only deals that could be worth checking out if you are out of contract and have paid off the cost of your handset.
One of the deals is with Three and provides unlimited data for just £11 a month and MSE says it is the "cheapest" they have seen.
Customers will pay £19 per month but will be able to claim a £95 Amazon, Tesco, Sainsbury's or Asda voucher within six months.
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This means if you deduct the cost of the voucher off the monthly bill it works out £11.09 per month.
Millions of people are out of contract and could be missing out on savings by not having a quick look around for a better deal.
It is easy enough to check if you are out of contract with your provider by texting INFO to 85075.
If you are still in contract and want to leave early you could be charged a fee, so check with your provider.
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One MSE fan describes how he saved £204 a year after switching up his mobile phone deal.
Mick said: "After staying loyal to O2 for years, I took your advice, looked at my options and moved to Virgin where I got 10 times the data.
"My contract was going up to £23 a month but is now £6 a month, saving me £204 a year. Thanks."
Switching contracts does not mean that you need to get a new number.
You just need to obtain a PAC code from your current provider and give it to your new one who will then arrange a time for the switch to take place.
Other deals highlighted in the MSE newsletter are with providers including Lebara which costs from as little as £3.45 a month and iD mobile from £11.25 a month.
What is included varies with each supplier so be sure to check the details to make sure you get the deal that best suits your needs.
How to find the best mobile deals for you
It can be overwhelming trying to find the best mobile phone deal as there are so many options around.
Sim-only deals are a great option if you already have a handset you are happy with and are now out of contract.
The cost of a handset is factored into mobile phone contracts which is why they are more expensive than sim-only deals.
Being out of contract means that the cost of your handset is now paid off and you are free to switch if you want to.
If you would like to upgrade your phone from your current model it might be that you are happy to be in a contract and get the latest phone.
Either way, it is good to shop around to make sure you are getting the best deal to suit you.
You can use price comparison sites such as Money Saving Expert, Uswitch to find yourself the best deal.
It is always worth giving your current provider a call too and asking them if they can do anything better for you.
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If you have previously tried to get a mobile phone contract but have been refused due to a poor credit score don't panic there are still options available to you.
Some mobile networks offer mobile phone contracts without credit checks and we have them listed here.