Get your finances in order at university with these savvy tricks
HEADING to university is an expensive time for students – and their parents.
With the average cost of living at £810 a month, according to the National Student Money Survey 2021 by , maintenance loans fall short by £340 a month.
Getting your finances in order now can help. And these savvy tricks are not just for students . . .
GET YOUR CASH BACK: Use cashback for everything. And I mean everything. Visit or before you shop online.
I make back around 50p a time on every takeaway from Deliveroo or Uber Eats — and that adds up over a year.
Get a account and you can take advantage of immediate cashback at lots of high street restaurants, while the Airtime Rewards app only requires you to add your bank card and you can build up credit that will come off your phone bill.
ALWAYS GET A DISCOUNT: Make it a rule to never buy anything without a discount. Add a browser extension like Honey or Pouch to scan for discounts.
Check out “Offers” section for great discounts on everything from food to clothing.
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DON’T BE LOYAL: From switching bank accounts and taking advantage of instant cash rewards (Nationwide is offering £100 and HSBC £140), to swapping your internet provider, it pays to play the companies off against each other.
USE YOUR REWARDS: Check all your subscriptions and bills and make sure you are using every service provided.
If you have Amazon Prime, make sure you use the free audio book trial.
Make sure you have the apps for your mobile provider. O2 Priority has various different offers, while Vodafone’s VeryMe app does everything from cheap cinema tickets to random freebies.
COLLECT YOUR POINTS: Get a Tesco Clubcard to make instant at the till and get money-off coupons.
The Boots Advantage card is still the best for me (shop at the weekends for the big “extra points” offers).
And make sure you have the Costa Club app. Essentially, you get a free coffee for every four you buy.
Prices are correct at time of going to press. Deals and offers are subject to availability.
DEAL OF THE DAY
RELAX with a dram of The Famous Grouse. A one-litre bottle of the blended Scotch whisky is now £17 at Sainsbury’s, down from £20.50.
SAVE: £3.50
CHEAP TREAT
GIVE everyone a sweet treat with the new TGI Fridays Chocolatey Marshmallow S’mores dessert, 400g, just £3 at Iceland.
What's new?
PAPA John’s will open its 500th UK store tomorrow, in Ormskirk, West Lancs.
The pizza chain is celebrating with . . . cake! On three of its bestselling pizzas, it is replacing the bases, toppings and tomato sauce with a rice-crisp base covered in strawberry jam and finished with icing. Find out how to get one at blog. papajohns.co.uk.
TOP SWAP
DO you fancy a Wagamama’s katsu chicken curry for £9.75, above, or the new Aldi one, below, for just £2.49? Me too.
SAVE: £7.26
Giselle's little helper
YOU are going to either love it or hate it! Camden Town Brewery, the maker of Hells Lager, has teamed up with Marmite for its latest launch – Camden Marmite Ale.
The limited- edition four-packs are just £8 and exclusive to Tesco. I am definitely going to try it.
SHOP & SAVE
STYLE your home with this luxe footstool, with hidden storage, from . Was £50, now £30.
SAVE: £20
HOT RIGHT NOW
SHOP ’til you drop at New Look and get 20 per cent off new- season essentials, at newlook.com now.
- Prices on this page correct at time of going to press. Deals and offers subject to availability.
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