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How saving £100 a month in your 20s will give you a pensions pot worth £321,800 to retire on

SAVING just £100 a month in your twenties can build up a pension pot worth £321,800 towards your retirement.

This is partly because you get a government boost in the form of tax relief, which helps to build your savings faster, and partly because your pension will be invested, meaning you should enjoy growing returns over time.

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to check your state pension age.

Next check retirement ages on workplace pension schemes - this can massively impact your windfall once you enter your golden years.

For advice, you can contact  for free online or on 0800 011 3797.

Don't rely on auto-enrolment alone

One worrying trend is that because people have been auto-enrolled, they think their financial future is taken care of.

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Make savings elsewhere to fund your pension

Saving when you're young can be terrifying, particularly if you're facing low starting salaries and extortionate city rents.

One way to fund contributions is to look for ways to save elsewhere, whether that's cutting back on coffees or trimming your electricity bills.

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