TAXING TIMES

Martin Lewis warns workers to check tax codes NOW – and you could be missing out on thousands

MARTIN Lewis is warning workers to check their tax codes by April 5 - or you could miss out on thousands of pounds.

The new tax year starts on April 6 - and it's up to you to check that yours is correct.

Advertisement
, Martin said: "Is your tax code wrong? If so, check now.

"It's your responsibility to check if it's wrong, and if it is (millions are), it can mean you're overpaying, and are due money back.

"You have until April 5 to do it for the 2016/17 year."

Tax codes apply to everyone who's employed full-time or part-time, or receiving a private pension.

Advertisement

In most cases, HMRC will issue you a code but mistakes happen, especially if you've moved jobs or started receiving benefits for the first time over the past year.

If you've been or still are on an incorrect tax code, it's worth claiming your cash as soon as possible.

The time limit to get a rebate is four years from the end of the tax year for which you overpaid, meaning the deadline for 2016/17 is by April 5.

How to check if you're on the right tax code

A tax code is usually made up of a combination of numbers and letters and is used by employers and pension providers to work out how much income tax you should pay.

Advertisement

Employers take the sum of money from your paycheck before it arrives in your account.

When reading your payslip, first make sure your name, address and National Insurance number is correct - and if it isn't, contact your employer's HR department.

The first four digits in your tax code usually represent how much you can earn tax-free.

For the current tax year until April 5, the personal allowance thresholds - the amount you can earn before paying tax - are set at £12,500 and £50,000 for basic and higher-rate taxpayers.

Advertisement

From April 6, 2021, basic rate taxpayers the threshold will rise to £12,570 and to £50,270 for higher rate tax payers.

The thresholds will then remain frozen until April 2026 in a stealth tax, Chancellor Rishi Sunak announced in the Budget on March 3.

If you're currently on this year's standard code 1250L, you can earn ten times £1,250 before you have to pay a penny in tax.

But it's not the correct tax code for everybody, and workers who have a company car or company benefits should have a different one, for example.

Advertisement