Couple who wiped £40,000 debt share tips on stashing cash for fun after lockdown

MARRIED Ricky and Naomi Willis were once living on just A QUID a day and having to choose between eating or putting their youngest child in a nappy.

But miraculously, they clawed their way back from being more than £40,000 in debt to become award-winning money-saving experts.

Now Ricky, 42, and 37-year-old Naomi give out practical tips on their blog Skint Dad to help people live within their means and get financially fit for a rainy day – or a sunny one if they hope to save up to maybe get away this summer.

Their tips, from clever online shopping tips to birthday freebies, are all about buying smart and avoiding overly complex deals, which is exactly how Ricky and Naomi have put their own house in order over the past eight years.

A survey from broadband provider Plusnet has revealed how, due to complex pricing or puzzling language, the average household over the last year has paid £299 over the odds on a mortgage and £222 too much on fuel bills, thrown away £156 on broadband and wasted £132 on TV packages.

Here are six of Ricky and Naomi’s six top money-saving tips . . .