Jump directly to the content

A MUM who dropped out of school at the age of 14 and hasn't got a single academic qualification revealed how her savvy spending habits mean she's mortgage-free at 37.

Holly Smith struggled to keep up with the other kids at school due to her autism and went on to become a money saving whizz, using coupons to pay for the supermarket shop and stretching every last penny.

 Mum-of-three Holly Smith is mortgage-free at 37
4
Mum-of-three Holly Smith is mortgage-free at 37
 She once did a £1.2k supermarket shop with just coupons
4
She once did a £1.2k supermarket shop with just couponsCredit: Not known, clear with picture desk

Holly explained she's able to go on fancy holidays, eat in classy restaurants and save hundreds on groceries by making bargain hunting and money saving into her hobby.

"I began checking grocery prices for my mum when I was eight," the 37-year-old told ,

"By the age of 11 I was booking holidays and comparing car insurance quotes for family and friends.

"In my mid-teens I camped for three days to get my parents' name down for a house on a new estate which I knew would be a good investment. I was totally fascinated by saving."

During her early twenties, Holly went through a period of poor health and survived on benefits while she was in and out of hospital.

The mum found herself entering hundreds of competitions everyday and the first prize she won was to have her own website designed - which gave her the idea to start her money-saving blog.

Holly has now turned her hobby into a full-time job, sharing money saving tips with other bargain hunters on her website, .

She's just authored a book, Holly Smith's Money Saving Book, and has an impressive social media following of three million followers on Facebook, half a million on the video site TikTok and almost 100,000 subscribers to her YouTube channel.

In my mid-teens I camped for three days to get my parents' name down for a house on a new estate which I knew would be a good investment. I was totally fascinated by saving

Holly Smith

She said: "I could spend a few seconds with someone and find them stuff on their phone that would save £20 to £30 on an average family supermarket weekly spend. I save at least £2,000 a year on mine."

"More people will be forced into cost-cutting as a result of Covid-19, especially those in the £50,000 to £60,000 income bracket.
"It's expensive just living, never mind raising a family. I hope I can help bargain-hunting become second nature."

She counts paying with a £1,200 supermarket shop with coupons and £12,000 of first-class transatlantic flights on loyalty points as her most memorable money saving achievements.

Holly now resides in Norfolk with her husband Callum, 33, and daughters Mollie-Rose and Bella-Marie and their son Cloud.

 Holly has been interested in saving money since childhood
4
Holly has been interested in saving money since childhood
 With a second lockdown now on the cards, Holly reckons more people will be looking to save money
4
With a second lockdown now on the cards, Holly reckons more people will be looking to save moneyCredit: Handout

For more money saving stories, one woman has cut her family’s food bill by a THIRD thanks to savvy shopping, last week she nabbed Sunday lunch for three for 50p.

And as we told you previously, this mum cut her weekly food bill to just £16, here's how you can do the same.

Plus this savvy mum shares easy envelope system which helps her budget for her family-of-four.

'Coupons Queen' gets over £1,000 of goods for free!
Topics